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You are here : Homepage » Debt consolidation loan
Debt consolidation Consolidation with additional loan

Refinance your loan in Switzerland in under 24 hours

Have you cumulated several loans, are you paying exorbitant interest rates, are your monthly repayments a burden on your budget, are you wasting time managing multiple bills?

Thanks to our priviledged partnerships with the main financial institutions, we negotiate an economical solution designed to suit your budget bu reducing your current interest rates and therefore your monthly repayment amounts, and the icing on the cake is that everything is consolidated into a single bill!

Debt consolidation loan
Debt consolidation loan with additional credit

Loans to be partially or fully refinanced:

  • Personal loans
  • Leases
  • Credit cards (Visa, Mastercard, etc.)
  • Store cards (Myone, Manor, etc.)

3-step application process

  1. Form, telephone or post / fax
  2. Submission of mandatory documents
  3. 24 hours -> Final response

The documents required depend on your profile

  • Swiss employee, B / C permit-holder, Swiss resident
  • Self-employed or director, Swiss resident
  • Cross-border worker: employee in Switzerland, foreign resident
  • Pensioner AHV-IV
  • International civil servant, Swiss resident

Loan documents required

Advantages of refinancing:

  • Reduced interest rate
  • Simplified management thanks to a single monthly repayment
  • Your monthly repayment amount adapted to suit your budget by redistributing the repayment period
  • No administration fees

Conditions for beginning the procedure

  • Debt consolidation is beneficial for as few as 2 loans
  • No minimum amount for beginning the consolidation process
  • You can choose to consolidate all or part of your loans

Acceptance criteria

  • Comply with the basic conditions (age, nationality and residence, professional and financial situation)
  • The loan amount to be consolidated must be less than the ceiling defined by your budget calculation
  • A good credit score with the bank to whom the application will be submitted
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Contact Us

CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

Calculation example: For a loan of CHF20,000 over 48 months at an overall rate of 5.90%, the borrower has to repay a total of CHF22,848. Compulsory life assurance is included in the interest of CHF2,848 (effective overall rate 5.90%).

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Debt consolidation