Refinance your loan in Switzerland in under 24 hours
Have you cumulated several loans, are you paying exorbitant interest rates, are your monthly repayments a burden on your budget, are you wasting time managing multiple bills?
Thanks to our priviledged partnerships with the main financial institutions, we negotiate an economical solution designed to suit your budget bu reducing your current interest rates and therefore your monthly repayment amounts, and the icing on the cake is that everything is consolidated into a single bill!
Loans to be partially or fully refinanced:
- Personal loans
- Leases
- Credit cards (Visa, Mastercard, etc.)
- Store cards (Myone, Manor, etc.)
3-step application process
- Form, telephone or post / fax
- Submission of mandatory documents
- 24 hours -> Final response
The documents required depend on your profile
- Swiss employee, B / C permit-holder, Swiss resident
- Self-employed or director, Swiss resident
- Cross-border worker: employee in Switzerland, foreign resident
- Pensioner AHV-IV
- International civil servant, Swiss resident
Advantages of refinancing:
- Reduced interest rate
- Simplified management thanks to a single monthly repayment
- Your monthly repayment amount adapted to suit your budget by redistributing the repayment period
- No administration fees
Conditions for beginning the procedure
- Debt consolidation is beneficial for as few as 2 loans
- No minimum amount for beginning the consolidation process
- You can choose to consolidate all or part of your loans
Acceptance criteria
- Comply with the basic conditions (age, nationality and residence, professional and financial situation)
- The loan amount to be consolidated must be less than the ceiling defined by your budget calculation
- A good credit score with the bank to whom the application will be submitted