Loan or leasing ?

You want to buy a car, a motorcycle, a camper or a new boat and you hesitate between the loan and the leasing ?

The 15th good reasons to prefer loan to leasing

The vehicle is not yours.
In the case of an early breach of the contract, several thousand francs may be owed.
Leasing may have additional costs: exceeded mileage, options not included in the starting price.
The tax deduction is not possible on the paid interest.
Complete Casco Insurance is mandatory.
The insurance cover is generally increased for leasing.
The VAT has to be added to the interest rate shown; a private can’t get this VAT back. When VAT increases your monthly payments are also increased during the contract.
No death, health, accident, unemployment cover.

The vehicle belongs to you as soon as the contract is signed.
In case of problems, you can sell the vehicle as it is yours.
You can subscribe to the type of insurance that suits you.
Interest is deductible to the tax.
The interest rate is transparent and identical throughout the contract.
In case of resale of the vehicle, there is no obligation to repay directly the loan.
Death, health, accident, unemployment cover!