How to get a loan in Switzerland

Here are 6 points that you must take into consideration when submitting a personal loan application in Switzerland:

Ensure that you meet the basic conditions for obtaining consumer credit. The basic conditions are founded on the following 4 criteria:
The amount requested in your loan application must be less than or equal to the maximum amount authorised in relation to your personal situation.
How do I calculate this ceiling? You will receive an instant response after completing our online application form:
- if the provisional response is green: the amount requested is less than or equal to the authorised ceiling
- if the provisional response is orange: the amount requested is greater than the authorised ceiling. One of our advisors will describe the different possibilities available to you and the recommended choices for obtaining a positive response from the financial institutions.
- if the provisional response is red: you do not meet the basic conditions for obtaining a loan
There are 2 ways in which you can submit your loan application:
- Download and print the loan application form in PDF format. Once completed, send it to us:
  - either by fax at +41 (0)848 11 2000,
  - or by post: CC Crédits Conseils SA - CP 636 - 1290 Versoix, Switzerland
- Complete the online form in less than 5 minutes and receive an instant provisional response!
After completing the form, we will notify you of the mandatory documents that you must transmit so that we can process your application. As soon as we have received all documents, a final response will be issued within 24 hours.
The money is deposited just 14 days after signing the contract!
Why 14 days? This is because of the cancellation right allowing you to withdraw your loan application during this period of time.

Personal Loan

High acceptance rate of files
Interest rates from 5,9%
Financial amount: 5’000 to 250'000 CHF
Flexible duration of credit: 6 to 120 months
Immediate reply of principle
Final reply under 24 hours
No file fees

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