frdeenitpt
0848 10 2000 |  Contact
  • Personal Loan
    • Conditions
    • Offers
    • Documents
  • Debt consolidation loan
  • Back to the home page
  • Job
  • News & Info
  • FAQ
  • Contact
  • Your profile
    • Age
    • Nationality and residence
    • Professional situation
    • Financial situation
  • About us
    • Ethics
    • Team
0848 10 2000 |  Contact
en
frdeenitpt
Credit Simulation
Desired amount
Chf
Minimum amount Chf 5'000.-
Maximum amount Chf 400'000.-
Duration: 6 to 120 months
From 5.9%
from Chf
Loan application Loan application
  • Your profile
    • Age
    • Nationality and residence
    • Professional situation
    • Financial situation
  • Your project
    • Vehicle
    • Home
    • Multimedia
    • Health & Surgery
    • Family
  • Your advantages
    • Credit & Leasing
    • Brokerage & Bank
    • Data Privacy
  • About us
    • Ethics
    • Team
You are here : Homepage » Personal Loan » Conditions
  • Conditions
  • Offers
  • Documents

How to get a personal loan in Switzerland

Here are 6 points that you must take into consideration when submitting an online loan in Switzerland:

  1. Ensure that you meet the basic conditions for obtaining consumer credit. The basic conditions are founded on the following 4 criteria:
    • Your age
      • Loan with C permit or Swiss nationality
      • Loan with B permit
      • Loan for cross-border worker
      • Loan with Legitimation card
    • Your professional situation
      • Loan for pensioner AHV, IV
      • Loan for self-employed worker, director
      • Loan for temporary worker
    • Your financial situation
  2. The amount requested in your loan application must be less than or equal to the maximum amount authorised in relation to your personal situation.
    How do I calculate this ceiling? You will receive an instant response after completing our online application form:
    • if the provisional response is green: the amount requested is less than or equal to the authorised ceiling
    • if the provisional response is orange: the amount requested is greater than the authorised ceiling. One of our advisors will describe the different possibilities available to you and the recommended choices for obtaining a positive response from the financial institutions.
    • if the provisional response is red: you do not meet the basic conditions for obtaining a loan
  3. There are 2 ways in which you can submit your loan application:
    • Download and print the loan application form in PDF format. Once completed, send it to us:
      - either by fax at +41 (0)848 11 2000,
      - or by post: CC Crédits Conseils SA - CP 636 - 1290 Versoix, Switzerland
    • Complete the online form in less than 5 minutes and receive an instant provisional response!
  4. After completing the form, we will notify you of the mandatory documents that you must transmit so that we can process your application. As soon as we have received all documents, a final response will be issued within 24 hours after a full review of your credit rating.
  5. The money is deposited just 14 days after signing the contract!
    Why 14 days? This is because of the cancellation right allowing you to withdraw your loan application during this period of time
  6. after a full review of your credit rating.

Personal Loan

  • High acceptance rate of files
  • Interest rates from 5.9%
  • Financial amount: 5’000 to 400'000 CHF
  • Flexible duration of credit: 6 to 120 months
  • Immediate reply of principle
  • Final reply under 24 hours after a full review of your credit rating
  • No file fees

Loan application Debt consolidation Loan application Debt consolidation

We use cookies to improve our services. By continuing your navigation on the site, you accept their use. Cookie Policy.

Loan documents required

Calculation example


CHF 20,000 over a period of 24 months at an annual percentage rate of 5.9% to 10.95%:
The total interest amounts to a minimum of 875.60 CHF (5.9% effective) and a maximum of 2044 CHF (10.95% effective)
Maximum annual percentage rate: 10.95% (includes the broker's fee, administrative fees and compulsory death insurance)
Repayment period: minimum 6 months - maximum 120 months.
Application fee: CHF 0
Loans are prohibited if they lead to excess consumer debt (Article 3 UC).

Quick Links
    • Credit in Switzerland
    • Credit Transfrontier Workers
    • Credit Permit B
    • Credit AVS - AI
    • Credit Indépendant
    • Credit Vehicle
    • Credit Car
    • Credit Motorcycle
    • Credit Camper
    • Credit Boat
    • Credit Furniture
    • Credit Works
    • Credit Surgery
Follow us
Practical links
  • Terms and conditions
  • Legal notes
  • Data protection
  • Cookies
  • Testimonials
Contact Us

CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

CC Crédit Conseil SA © 2012-2023, All rights reserved
Calculator Contact Loan application
Debt consolidation