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Credit Simulation
Desired amount
Chf
Minimum amount Chf 5'000.-
Maximum amount Chf 250'000.-
Duration: 6 to 120 months
From 3.9%
from Chf
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You are here : Homepage » Your profile » Nationality and residence » Permit B
  • Age
  • Nationality and residence
    • Permit B
    • Transfrontier worker
    • Legitimation card
  • Professional situation
    • Pensioners AHV - IV
    • Independent - Director
    • Temporary– Interim
  • Financial situation

Personal loan for foreigner in Switzerland with B permit

You are a holder of a residence B permit and would like to get a private loan in Switzerland?

Conditions for granting a loan with B permit

Permit period

If your permit has been issued more than 6 months age, you fulfill the first condition for the granting of credit. Below 6 months, your application will be denied.

Limit on amount of loan

How long has your B permit been issued?

Depending on the number of months, limiting the amount of credit is required by the law for the holders of a B permit:

  • Between 6 and 12 months: maximum 15'000 CHF
  • 12 months and over: no limit

Advantageous loan offer

  • Interest rates from 3,9%
  • Financial amount: 5’000 to 250'000 CHF
  • Flexible duration of credit: 6 to 120 months
  • Immediate reply of principle
  • Final reply under 24 hours
  • High acceptance rate of files
  • No file fees

Loan application Debt consolidation Loan application Debt consolidation

Documents to be submitted obligatory for B permit

  • Copy of your ID (Identity card or Passport)
  • Copy of your residence B permit
  • Proof of your incomes (3 pay slips and/or notification of pay entry on the bank account and/or annual salary certificate)
  • For married or persons in « PACS », we also need the documents from your spouse or partner

Other conditions of acceptance

So that your application were accepted, you will also meet the other conditions below :

  • Loan age limit
  • Loan for pensioner AHV, IV
  • Loan for self-employed worker, director
  • Loan for temporary worker
  • Financial situation

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Calculation example


CHF 20,000 over a period of 24 months at an annual percentage rate of 3.9 to 9.95%:
The total interest amounts to a minimum of 808 CHF (3.9% effective) and a maximum of 2044 CHF (9.95% effective)
Maximum annual percentage rate: 9.95% (includes the broker's fee, administrative fees and compulsory death insurance)
Repayment period: minimum 6 months - maximum 120 months.
Application fee: CHF 0
Loans are prohibited if they lead to excess consumer debt (Article 3 UC).

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CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

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