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Credit Simulation
Desired amount
Chf
Minimum amount Chf 5'000.-
Maximum amount Chf 250'000.-
Duration: 6 to 120 months
From 3.9%
from Chf
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You are here : Homepage » FAQ

FAQ : Questions / Answers frequently asked

Basic criteria for obtaining a loan

  • How do I obtain a loan in Switzerland?
  • Grounds for refusal
  • Good credit score = accepted loan application

Financial situation, Solvency

  • Legal and insolvency proceedings
  • ZEK: your credit history

Repayment before maturity

Loan amount

  • Calculating your maximum loan amount
  • Loan extension

Rate

  • Beware of low rates

Repayment

  • Repayment before maturity

Administration fees

  • Administration fees

Insurance

  • Mandatory and optional coverage

Vehicle

  • 15 good reasons for choosing a loan over a lease

Related questions

Banks

  • Who lends money in Switzerland?
  • Why go through brokers instead of going directly to a bank?

Application form

  • Why do I have to provide so much information?

Tax

  • Tax deductions
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Contact Us

CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

Calculation example: For a loan of CHF20,000 over 48 months at an overall rate of 5.90%, the borrower has to repay a total of CHF22,848. Compulsory life assurance is included in the interest of CHF2,848 (effective overall rate 5.90%).

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