FAQ : Questions / Answers frequently asked
Basic criteria for obtaining a loan
- How do I obtain a loan in Switzerland?
- Grounds for refusal
- Good credit score = accepted loan application
Calculation example: For a loan of CHF20,000 over 48 months at an overall rate of 5.90%, the borrower has to repay a total of CHF22,848. Compulsory life assurance is included in the interest of CHF2,848 (effective overall rate 5.90%).