FAQ : Questions / Answers frequently asked
Basic criteria for obtaining a loan
- How do I obtain a loan in Switzerland?
- Grounds for refusal
- Good credit score = accepted loan application
Credit Simulation
Calculation example
CHF 20,000 over a period of 24 months at an annual percentage rate of 3.9 to 9.95%:
The total interest amounts to a minimum of 808 CHF (3.9% effective) and a maximum of 2044 CHF (9.95% effective)
Maximum annual percentage rate: 9.95% (includes the broker's fee, administrative fees and compulsory death insurance)
Repayment period: minimum 6 months - maximum 120 months.
Application fee: CHF 0
Loans are prohibited if they lead to excess consumer debt (Article 3 UC).