FAQ : Questions / Answers frequently asked
Basic criteria for obtaining a loan
- How do I obtain a loan in Switzerland?
- Grounds for refusal
- Good credit score = accepted loan application
Credit Simulation
Loan illustration
Loan of CHF 10'000. Effective annual interests rates between 4.9% and 11.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 624.80.
Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 11.95%.
Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)