FAQ : Questions / Answers frequently asked

Basic criteria for obtaining a loan

• How do I obtain a loan in Switzerland?
• Grounds for refusal
• Good credit score = accepted loan application

Financial situation, Solvency

• Legal and insolvency proceedings
• ZEK: your credit history

Repayment before maturity

Loan amount

• Calculating your maximum loan amount
• Loan extension

Rate

• Beware of low rates

Repayment

• Repayment before maturity

Administration fees

• Administration fees

Insurance

• Mandatory and optional coverage

Vehicle

• 15 good reasons for choosing a loan over a lease

Related questions

Banks

• Who lends money in Switzerland?
• Why go through brokers instead of going directly to a bank?

Application form

• Why do I have to provide so much information?

Tax

• Tax deductions