Terms and conditions

Any user (hereinafter « User ») of the CC Crédits Conseils SA (the « Company ») is invited to read carefully these terms and conditions.

1. Agreement

By accessing this website (the « Site »), the User acknowledges and declares to have understood the terms of use, which are only written in French.

If the User does not agree with the clear conditions below or does not understand them fully, it is requested to waive all access to the Site.

2. Security and Confidentiality

When connected to the Site or electronic communication with the Company, the User data go through a public network accessible to all. It may also happen that data across borders, even if the transmitter and the receiver reside in the same country. It is thus possible that third parties have access to such information and infer the existence of a contractual relationship with the company.

The Society collects (in particular through “cookies”) data related to the use of the Site (including the IP address of the User), which are used for statistical purposes, security, system monitoring, management, marketing and compliance with the legal and regulatory obligations. These data are anonymous.

Other personal data are collected online expressly when registering to access certain services of the Company. The registration provides an opportunity for the Company to collect basic information such as first name, last name, mailing address, email address, telephone number, mobile and fax.

The Company also reserves the right to record the full names, the email address and content of correspondence from anyone who sends an email (electronic mail or e-mail) to an employee of the Company or the person in charge of the Site, particularly in order to be able to answer him or to inform him of the follow-up of his apply. The information required by the Company during the online registration for a specific service of the Company are limited to the necessary information to enable to provide the best service and possible follow-up. The obligatory information are clearly indicated by an asterisk (*) at the beginning of the field to complete.

The Company is not responsible for inaccuracies concerning personal data if these errors come from a wrong indication from the User. In case of inaccuracy due to other causes, the Company’s liability is limited exclusively to grant the user the right to access and correct personal data in accordance with Art. 3 below.

Although it makes every effort to protect personal data, the Company is not responsible for the security of the personal data transmitted to it through internet since it is not possible to fully guarantee the safety of transmissions on the internet. They are communicated to the User’s own risk. However, the Company makes every effort to ensure their privacy once they have been returned to its system.

3. Right of access and data correction

In accordance with the Federal Law if 19th June 1992 on the protection of data, any party may apply by sending a written and signed request to the Company, to be notified by mail his personal data, if such data are inaccurate or incomplete, the applicant may request the Company to amend the data. It can also ask at any time to remove them.

4. Intellectual property

Anything found on this site is the exclusive property of the Company, subjects to rights of third parties. Any copying, any reversal or use of the photographs, illustrations and graphics, and any resumption of the layout on this site, and any copies or return all or part of the texts mentioned on this site are strictly prohibited under Subject to the written permission of the copyright holder.

Any reproduction or use in any capacity whatsoever registered text, graphics or combined (in particular logos) filed by the Company or of a beneficiary is also prohibited, subject to the express written permission of the entitled.

5. No offer

In no case, the information contained on the Site should be interpreted as an offer to contract within the meaning of laws and regulations in force, including under the Swiss Federal Law on Consumer Credit (LCC).

6. Reliability of information on the Site

The Company doesn’t guarantee the accuracy, the completeness or updated information on its Site. It reserves the right to modify them at any time and without notice.

7. Expulsion of responsibility

The Company and its administrators, directors, employees, affiliates and shareholders assume no responsibility for any loss or direct or indirect damages of any nature whatsoever resulting from access to the Site or the use of information or advice available on the Site or inability to access or use the information or advice available on this Site.

In particular, the responsibility of the Company and its administrators, directors, employees, affiliates and shareholders, for any damage or sustained loss due to an error, technical or not, a failed transfer, an overload situation, a difficulty of use, a service interruption (including the maintenance service of the system), a delay in the transmission of information, an incompatibility between this Site and the files and/or software from the User (including the “browser”) and/or computer, a malfunction, an interference, the transmission of a virus or a worm to his computer, an illegal access (for example due to hackers), an intentional blocking tools and telecommunications networks (for example following a mass mailing e-mail or denial of service attacks) or any other inadequacy of the providers of telecommunications or network is excluded.

8. Links

The company assumes no responsibility for the content of other websites linked or leading to this Site. The User uses at his own risks the links lead to other sites or pages outside the Site.

9. Access Restrictions

The Site is not intended for persons recover from jurisdictions (by reason of the nationality of the persons, the place of residence or for any other reason) where the broadcast, the access to or the use of this Site are prohibited. Persons subject to such restrictions must not access the Site, or use in any form whatsoever.

10. Partial nullity

If any provision of these terms wasn’t valid, applicable, or consistent, it implies in any case the invalidity, the cancellation or the non –performance or the other provisions of these terms. The invalid, non-compliance or not applicable clause will be replaced by another provision, valid and applicable closely in accordance with the meaning and the aim of the invalid clause.

11. Language

Only the French version of these Terms prevails.

12. Jurisdiction and applicable Law

Any lawsuit relating to the Site or resulting from its use or access is subject to the exclusive jurisdiction of competent courts of the Republic and Canton of Geneva, subject to any appeals to the Federal Court in Lausanne. Swiss law applies.