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Minimum amount Chf 5'000.-
Maximum amount Chf 250'000.-
Duration: 6 to 120 months
From 3.9%
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You are here : Homepage » Your profile » Nationality and residence
  • Age
  • Nationality and residence
    • Permit B
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Swiss loans: nationality & residence

The nationality, the types of residence permit / work or identity cards linked to residence have a direct impact on conditions for granting of personal loan in Switzerland.

Here are the two major classifications according to nationalities :

Swiss nationality

A Swiss person whose legal address is registered on Swiss territory fulfils one of the conditions for the granting of a private credit.

Persons residing in Liechtenstein are considered like Swiss in a point of view administrative.

Swiss people whose principal residence is established abroad are subjects to the same regulations as transfrontier worker holder of a permit G.

Other acceptance criteria

The other conditions to get a loan are :

  • Your age
  • Your financial situation
  • Your employment status

Foreign nationality

loan applications accepted under conditions

Credit applications made by persons holding a residence permit C,B,G or an identity card D,E,F are accepted, but under certain conditions :

  • Residence permit C
    Those in favor of a C permit are subject to the same regulations on private credit that Swiss people with their principal residence in the Swiss territory.
     
  • Loan with B permit
  • Loan for Cross-Border commuters
  • Loan with Legitimation card D, E & F – international civil servant

No possibility for granting a loan

The law forbids persons holding a residence booklet or permit L, N or S to get a private loan.

Advantageous loan offer

  • Interest rates from 3,9%
  • Financial amount: 5’000 to 250'000 CHF
  • Flexible duration of credit: 6 to 120 months
  • Immediate reply of principle
  • Final reply under 24 hours
  • High acceptance rate of files
  • No file fees

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CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

Calculation example: For a loan of CHF20,000 over 48 months at an overall rate of 5.90%, the borrower has to repay a total of CHF22,848. Compulsory life assurance is included in the interest of CHF2,848 (effective overall rate 5.90%).

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