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Credit Simulation
Desired amount
Chf
Minimum amount Chf 5'000.-
Maximum amount Chf 400'000.-
Duration: 6 to 120 months
From 5.9%
from Chf
Loan application Loan application
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You are here : Homepage » Your profile
  • Age
  • Nationality and residence
    • Permit B
    • Transfrontier worker
    • Legitimation card
  • Professional situation
    • Pensioners AHV - IV
    • Independent - Director
    • Temporary– Interim
  • Financial situation

Credit Loan in Switzerland - Conditions

  1. Can I get a private credit?
  2. If so, is the credit loan amount requested lower than the maximum amount to which I am entitled?
  3. Loan application submission procedure

After completing the form in less than 5 minutes, receive an instant provisional response!

Criterion No. 1: the basic conditions

Find out in under 5 minutes whether your consumer credit application at our firm will be accepted, based on the following 4 criteria:

  • Your age
  • Your nationality and residence
    • Loan with C permit or Swiss nationality
    • Loan with B permit
    • Loan for Cross-Border Worker
    • Loan with Legitimation card
  • Your professional situation
    • Loan for pensioner AHV, IV
    • Loan for self-employed worker, director
    • Loan for temporary worker
  • Your financial situation

If the provisional response is negative, this means that you do not meet the basic conditions for obtaining consumer credit.

Criterion No. 2: the consumer credit amount

The loan amount requested must be less than or equal to the ceiling authorised in relation to your personal situation.

To find out more, complete the online application form. If the provisional response is positive, the credit loan amount requested is less than your ceiling.

However, if the provisional response is neither negative nor positive, and if it stipulates that an advisor will contact you, this means that the amount requested in your loan application is probably greater than the authorised ceiling in relation to your situation. Where relevant, the person responsible for your file will provide pertinent advice so that your application is accepted by the financial institutions.

Personal loan application procedure

  1. Submit your loan application:
    • SEither by printing the PDF file and returning it to us by: et à nous renvoyer soit par :
      - Fax: 0848 11 2000
      - Post: CC Crédits Conseils SA - CP 636 - 1290 Versoix, Switzerland
    • Or by completing the online form for an instant provisional response.
  2. Send us the required documents requested after completing the form
  3. The money will be paid after the legal right-to-change-your-mind period (14 days)
  4. And that's it...

Personal Loan

  • High acceptance rate of files
  • Interest rates from 5.9%
  • Financial amount: 5’000 to 400'000 CHF
  • Flexible duration of credit: 6 to 120 months
  • Immediate reply of principle
  • Final reply under 24 hours after a full review of your credit rating
  • No file fees

Loan application Debt consolidation Loan application Debt consolidation

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Loan documents required

Calculation example


CHF 20,000 over a period of 24 months at an annual percentage rate of 5.9% to 10.95%:
The total interest amounts to a minimum of 875.60 CHF (5.9% effective) and a maximum of 2044 CHF (10.95% effective)
Maximum annual percentage rate: 10.95% (includes the broker's fee, administrative fees and compulsory death insurance)
Repayment period: minimum 6 months - maximum 120 months.
Application fee: CHF 0
Loans are prohibited if they lead to excess consumer debt (Article 3 UC).

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Contact Us

CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

CC Crédit Conseil SA © 2012-2023, All rights reserved
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