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Credit Simulation
Desired amount
Chf
Minimum amount Chf 5'000.-
Maximum amount Chf 400'000.-
Duration: 6 to 120 months
From 5.9%
from Chf
Loan application Loan application
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You are here : Homepage » Your profile » Professional situation
  • Age
  • Nationality and residence
    • Permit B
    • Transfrontier worker
    • Legitimation card
  • Professional situation
    • Pensioners AHV - IV
    • Independent - Director
    • Temporary– Interim
  • Financial situation

Personal loan & employment status

Your professional situation is one of the criteria that will define your right to a private loan, whether you’re working or not.

Accepted professional situations

Working people

Whether you work full or part time, you can subscribe to an application for a personal loan if you are :

  • Employee / salaried employee
  • Employee of your own business, subject to conditions
  • Loan for self-employed, subject to conditions
  • Loan for temporary / interim, subject to conditions

Non-working people

If you have stopped you professional activity for whatever reasons, you are entitled to claim a private loan subject to conditions :

  • Loan for pensioner IV - AHV

Professional situations not accepted

The granting of a loan is refused if you are :

  • Apprentice
  • Student
  • Unemployed
  • Social service

Advantageous loan offer

  • Interest rates from 5.9%
  • Financial amount: 5’000 to 400'000 CHF
  • Flexible duration of credit: 6 to 120 months
  • Immediate reply of principle
  • Final reply under 24 hours after a full review of your credit rating
  • High acceptance rate of files
  • No file fees

Loan application Debt consolidation Loan application Debt consolidation

Loan documents required

Other conditions for acceptance

The other conditions for granting a loan are :

  • Loan age limit
  • Loan with C permit or Swiss nationality
  • Loan with B permit
  • Loan for Cross-Border commuters
  • Loan with Legitimation card
  • Financial situation

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Calculation example


CHF 20,000 over a period of 24 months at an annual percentage rate of 5.9% to 10.95%:
The total interest amounts to a minimum of 875.60 CHF (5.9% effective) and a maximum of 2044 CHF (10.95% effective)
Maximum annual percentage rate: 10.95% (includes the broker's fee, administrative fees and compulsory death insurance)
Repayment period: minimum 6 months - maximum 120 months.
Application fee: CHF 0
Loans are prohibited if they lead to excess consumer debt (Article 3 UC).

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CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

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