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Credit Simulation
Desired amount
Chf
Minimum amount Chf 5'000.-
Maximum amount Chf 400'000.-
Duration: 6 to 120 months
From 4.9%
from Chf
Loan application Loan application
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You are here : Homepage » Personal Loan
Online application Increasing a loan

Get a credit in Switzerland - Online, by phone or by mail

Credit application

  • Interest rate starting at 4.9%
  • Credit amount 5’000 to 400’000 CHF
  • Flexible repayment period from 6 to 120 months

Increasing a credit

Are you currently paying off a personal credit but are looking for another loan?

Debt consolidation loan

Do you have several outstanding loans (personal loan, lease, credit cards? Consolidate them to reduce the interest rate, adapt the monthly repayment to suit your budget and only receive a single bill.

Credit application

Increasing a credit

Credit application

Increasing a credit

3-step application process

  1. Form, telephone or post / fax
  2. Submission of mandatory documents
  3. Final response within 24 hours after a full review of your credit rating

The documents required depend on your profile

  • Swiss nationality, C permit, B permit, Swiss resident
  • Self-employed or director, Swiss resident
  • Cross-border worker : employee in Switzerland, foreign resident
  • Pensioner AHV-IV
  • International civil servant, Swiss resident

Loan documents required

Choose CC Crédits Conseils SA

  • Company approved by the banks
  • Customised advice and follow-up
  • Financing tailored to your needs with monthly repayment amounts adapted to suit your budget
  • Among the lowest interest rates on the market
  • High application acceptance rate
  • No administration fees
  • Guaranteed discretion

The 3 main conditions for obtaining a credit


Profil

The basic conditions for granting a loan depend on your life:

  • Age
  • Nationality and residence
  • Professional situation
  • Financial situation

Credit amount

The budget calculation is based on your expenses and your income and is used to determine the maximum credit amount to which you are entitled, as per Article 28 of the Swiss Consumer Credit law.

CC Crédits Conseils SA advises you on the extent to which you can negotiatie the loan amount.

Credit score

In addition to the conditions defined by the Swiss Consumer Credit law, each bank has drawn up internal criteria in the form of trust indexes known as a credit score.

CC Crédits Conseils SA directs your profile to the bank for which you have the highest credit score.

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Loan illustration


Loan of CHF 10'000. Effective annual interests rates between 4.9% and 11.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 624.80.
Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 11.95%.
Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)

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Contact Us

CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

E: info@creditsconseils.ch

CC Crédit Conseil SA © 2012-2025, All rights reserved
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