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Credit Simulation
Desired amount
Chf
Minimum amount Chf 5'000.-
Maximum amount Chf 400'000.-
Duration: 6 to 120 months
From 4.9%
from Chf
Loan application Loan application
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You are here : Homepage » FAQ

FAQ : Questions / Answers frequently asked

Basic criteria for obtaining a loan

  • How do I obtain a loan in Switzerland?
  • Grounds for refusal
  • Good credit score = accepted loan application

Financial situation, Solvency

  • Legal and insolvency proceedings
  • ZEK: your credit history

Repayment before maturity

Loan amount

  • Calculating your maximum loan amount
  • Loan extension

Rate

  • Beware of low rates

Repayment

  • Repayment before maturity

Administration fees

  • Administration fees

Insurance

  • Mandatory and optional coverage

Vehicle

  • 15 good reasons for choosing a loan over a lease

Related questions

Banks

  • Who lends money in Switzerland?
  • Why go through brokers instead of going directly to a bank?

Application form

  • Why do I have to provide so much information?

Tax

  • Tax deductions

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Loan illustration


Loan of CHF 10'000. Effective annual interests rates between 4.9% and 11.95% over a 12 month period lead to total interests of between CHF 261.80 and CHF 624.80.
Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 11.95%.
Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD)

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CC Crédits Conseils SA
Chemin Ami Argand 11
1290 Versoix

T: 0848 10 2000

F: 0848 11 2000

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