Personal loan & employment status
Your professional situation is one of the criteria that will define your right to a private loan, whether you’re working or not.
Accepted professional situations
Working people
Whether you work full or part time, you can subscribe to an application for a personal loan if you are :
- Employee / salaried employee
- Employee of your own business, subject to conditions
- Loan for self-employed, subject to conditions
- Loan for temporary / interim, subject to conditions
Non-working people
If you have stopped you professional activity for whatever reasons, you are entitled to claim a private loan subject to conditions :
Professional situations not accepted
The granting of a loan is refused if you are :
- Apprentice
- Student
- Unemployed
- Social service
Advantageous loan offer
- Interest rates from 4.9%
- Financial amount: 5’000 to 400'000 CHF
- Flexible duration of credit: 6 to 120 months
- Immediate reply of principle
- Final reply under 24 hours after a full review of your credit rating
- High acceptance rate of files
- No file fees
Loan application Loan application
Other conditions for acceptance
The other conditions for granting a loan are :