Loan and financial situation

You wish to get a personal loan in Switzerland but you don’t know if your financial situation allows it ?
You find below the terms of incomes and solvency to be fulfilled so that your credit application is accepted.

Conditions for granting a loan based on your financial situation

Minimum monthly income – professional activity

To subscribe to a private credit, you must submit a current employment contract and justify a minimum monthly income of 2'600 CHF net before tax. Below this threshold, your credit application can’t succeed.

Solvency

You have some current debt and you wonder if you can subscribe to a private loan? It depends on your situation:

If you have pursuits :

So that your credit application is considered, you have to fulfill the two further conditions :

Having a spouse who is solvent
The amount of your debt must be lower than 20'000

If you are victim of an act of defects in property

In this case, it is impossible to get a private loan.

Advantageous loan offer

Interest rates from 4.9%
Financial amount: 5’000 to 400'000 CHF
Flexible duration of credit: 6 to 120 months
Immediate reply of principle
Final reply under 24 hours after a full review of your credit rating
High acceptance rate of files
No file fees

Loan application Loan application

Loan documents required

Additional conditions for accepting the application

You meet the required financial conditions for the granting of a private credit?
Now you just have to make sure you also meet our other conditions :